SMEs Loan
BIZ LOAN (for SMEs)
Receive Cash with No Collateral
Credit Limit
Biz Loan (for SMEs) Details
Biz Loan (for SMEs)
Credit Limit | Maximum ฿2 Million |
Tenor | Maximum 180 days (roll over available) |
Interest Rate | Minimum 7.5% per annum |
Qualification | Juristic Person who runs business more than 1 year |
*Conditions are subject to comprehensive consideration.
Product Description
Biz Loan serves your business purposes by covering working capital as well as business capacity expansion through any necessary capital expenditure. Siam Saison provides flexible options of appropriate credit limit and tenors in alignment with the client’s business nature.
Key Benefits
Manage working capital and liquidity enhancement easily and effectively
No need for collateral
How to Apply
Approval Period
Within 7 business days after documentation completed
How to Use
- Receive cash directly in your bank account
- Use for business purpose
- Repayment on due date through bank transfer
- Copy of Corporate Registration Certificate and copy of the corporate objectives(within 6 months)
- Copy of National ID of managing director, juristic person’s authorized signatory
- Copy of National ID (System user)
- The Certificate of Value Added Tax Return (Por.Por.30) latest 12 months
- Maps
- Business site ( Shop, Office) photo with Shop name need to provide
- Credit bureau of Owner
- Revenue and expense accounts
- Bank statements operating account (latest 12 months) company name or Managing director
- Interim Financial Statement (Period of 3 months or 6 months) or Revenue and expense accounts
- Report of financial statement and notes to financial statement (Latest year)
- Business Plan(If any)
*Additional documents for consideration other than Document No. 1 – 6
Biz Loan(without FS): Just established a company and there is no financial statement information. Additional documents is No. 7,8,9
Biz Loan Plus: Request a credit limit of more than 1 MB or an interest rate lower than 10%. Additional documents is No. 9 – 12
Where to Use Credit/Cash
Use for business propose